Our Courses
Three Courses. One Continuous Path.
Each course is complete in itself. Together, they form a full journey from first steps to long-term preparation — at whatever pace suits you.
← Back to HomeHow We Teach
Our Teaching Methodology
Every Ratana Path course is built on the same principle: that financial concepts need room to settle. We do not move from topic to topic without allowing participants to sit with what they have heard. Sessions are designed with deliberate pauses, gentle review moments, and plain language that does not require a financial background to follow.
We use printed materials, not screens, for most of our content. This is a deliberate choice — printed guides are easier to annotate, re-read, and keep. Participants leave with something tangible they can return to months or years later.
Where topics benefit from visual explanation, we use simple, hand-drawn diagrams rather than complex charts. The goal is clarity, not impressiveness.
Unhurried Pace
Printed Guides
Small Groups
Questions Welcome
Course One · ฿4,300
Stillness with Numbers
A gentle three-session beginning for those in midlife who feel uneasy about money matters. We move slowly through budgeting, simple saving, and understanding everyday banking, with plenty of room to ask questions. Includes a calm printed guide, light practice sheets, and a small, supportive group. Ideal for anyone seeking a peaceful first step.
What you will take away:
- A simple, workable personal budget framework
- Clarity on savings account types available in Thailand
- Confidence reading a basic bank statement
- Printed guide and practice sheets to keep
How the course unfolds:
Session one: Where does my money go? (budgeting basics)
Session two: Building a saving habit that holds
Session three: Understanding your bank and what it offers
Course Two · ฿6,800
Steady Ground
A six-week course for people ready to bring more stability to their finances. We explore saving routines, understanding Thai deposit and fund options, and preparing thoughtfully for life's larger costs. Each week offers a short lesson and a gentle worksheet. Includes recorded sessions, a planning notebook, and a midway conversation. Suited to those with the basics who want a calm structure.
What you will take away:
- A structured six-week saving and spending plan
- Understanding of Thai fixed deposits, government savings bonds, and SSF/RMF funds
- Recorded sessions to revisit at your own pace
- Personal planning notebook and midway one-on-one call
Course structure:
Weeks 1–2: Building saving routines that last
Weeks 3–4: Thai savings and deposit instruments explained
Week 5: Midway check-in and planning conversation
Week 6: Preparing for larger future costs
Course Three · ฿10,500
The Quiet Long View
A ten-week guided programme for readers planning carefully toward retirement and family security. We consider pensions, healthcare, and longer-term choices with stillness and care, always pointing toward licensed professionals for real decisions. Includes guided sessions, a personal planning folder, and a closing reflection. Best for those who want a serene, considered path.
What you will take away:
- Clear understanding of Thai social security and government pension structures
- Framework for thinking about healthcare costs in retirement
- Personal planning folder with long-term notes and reflections
- Closing reflection session to consolidate your thinking
Course structure (10 weeks):
Weeks 1–3: Understanding the Thai pension and social security landscape
Weeks 4–6: Healthcare considerations and cost planning
Weeks 7–9: Family financial security and estate thinking
Week 10: Closing reflection and personal planning review
Which Course Suits You?
A Simple Way to Choose
If you are unsure, our pre-course conversation will help. This table is just a starting point.
| Feature | Stillness with Numbers | Steady Ground Popular |
Quiet Long View |
|---|---|---|---|
| Best for | Complete beginners | Building on basics | Retirement planning |
| Duration | 3 sessions | 6 weeks | 10 weeks |
| Printed guide | |||
| Recorded sessions | |||
| One-on-one conversation | |||
| Retirement & pension topics | |||
| Price | ฿4,300 | ฿6,800 | ฿10,500 |
Shared Across All Courses
Professional Standards We Hold
No Product Recommendations
We educate on how financial instruments work. We do not recommend which ones to use. That remains your decision, ideally with a licensed adviser.
Data Protection
Participant information is held securely and used only to manage course enrolment. We comply with Thailand's PDPA legislation.
Annual Content Review
All course materials are reviewed each year to reflect any changes in Thai tax law, social security rules, or savings regulations.
Group Size Cap
Every session runs with a maximum of eight participants. This is not a guideline — it is how every course operates, every time.
Post-Course Support
Participants can email us for two weeks after completing a course with follow-up questions. We reply thoughtfully, not by automated system.
Balanced Coverage
Where financial topics involve genuine debate, we present more than one perspective. We do not advocate for a single correct answer where none exists.
Clear Fees
Course Pricing
All prices are in Thai Baht and include everything listed. No additional fees are charged during or after the course.
Course One
Stillness with Numbers
฿4,300
- 3 guided sessions
- Printed guide included
- Practice worksheets
- Small group setting
Course Two · Popular
Steady Ground
฿6,800
- 6 weeks of learning
- Recorded sessions
- Planning notebook
- Midway 1-on-1 conversation
Course Three
The Quiet Long View
฿10,500
- 10 weeks of guided study
- Personal planning folder
- Retirement & pension topics
- Closing reflection session
Ready When You Are
Not Sure Which Course to Start With?
Send us a message and we will help you find the right starting point — calmly, without any pressure.
Send an Enquiry