Financial Education · Chiang Mai, Thailand
A Quiet Place to Understand Your Money
For those in their forties and beyond who want to approach finances with clarity, patience, and a steady hand — without the noise of the market.
Our Courses
Three Paths Forward
Each course is designed for a different stage of your financial journey. There is no rush — find the one that feels right for where you are today.
Stillness with Numbers
A gentle three-session beginning for those in midlife who feel uneasy about money matters. We move slowly through budgeting, simple saving, and understanding everyday banking, with plenty of room to ask questions.
- 3 calm, guided sessions
- Printed guide and light practice sheets
- Small, supportive group setting
- Ideal as a peaceful first step
Steady Ground
A six-week course for people ready to bring more stability to their finances. We explore saving routines, Thai deposit and fund options, and preparing thoughtfully for life's larger costs.
- 6 weeks of structured learning
- Recorded sessions and planning notebook
- Midway one-on-one conversation
- Thai deposit and fund options covered
The Quiet Long View
A ten-week guided programme for readers planning carefully toward retirement and family security. We consider pensions, healthcare, and longer-term choices with stillness and care.
- 10 weeks of guided planning
- Personal planning folder included
- Retirement and healthcare topics
- Closing reflection session
Why Ratana Path
Learning That Fits This Stage of Life
Our courses are shaped around the realities of midlife — not the pace of a 25-year-old starting out.
Unhurried and Respectful
No pressure, no urgency. Each session moves at a pace that allows real understanding to settle in.
Plain, Clear Language
Financial terms are explained simply. We use everyday words, not industry jargon, so meaning is always within reach.
Small Group Setting
Groups are kept small so each person has room to ask questions and feel comfortable speaking openly.
Relevant to Thailand
Content is grounded in Thai banking, savings instruments, and local financial realities — not adapted from overseas curricula.
No Products, No Sales
We teach — we do not sell financial products or earn commissions. Our only interest is your clear understanding.
Guided by Experience
Our instructors have walked these topics for decades. They know the real questions that arise in midlife financial planning.
Take the First Step
Would You Like to Talk Through Which Course Suits You?
There is no commitment in asking. Send us a brief message and we will reply with care — usually within one working day.
Frequently Asked
Questions We Hear Often
If something is not answered here, please write to us — we are happy to respond.
Do I need any prior financial knowledge to join?
Are sessions held in person or online?
What language are the courses taught in?
Will I be told what to invest in or what to buy?
How large are the groups?
What is the payment process?
Can I switch to a different course after starting?
Find Us
Our Location in Chiang Mai
58/2 Charoen Prathet Road, Chang Khlan, Muang, Chiang Mai 50100
Reach Out
We'd Be Glad to Hear From You
There is no obligation in asking a question. Write to us whenever you are ready.
Contact Details
Phone
+66 53 218 7649Address
58/2 Charoen Prathet Road
Chang Khlan, Muang
Chiang Mai 50100, Thailand
Office Hours
Monday – Friday: 9:00 – 17:00
Saturday: 9:00 – 13:00
Sunday: Closed